Welcome to the #1 resource for Mortgage Rates

Welcome to your primary source of canadian mortgage rates. Mortgages Canada is ready to give Canadians top quality and accurate mortgage information, resources, and tools. Mortgages Canada is proud to offer Canadians a dedicated resource for mortgage rates, updated daily. We understand how important it is for Canadians to be kept up to date with fluctuations in the mortgage market. For this reason, we offer a simple and easy to navigate reservoir of mortgage rate information that we know will serve as an asset for you in your search for the perfect home.


Canadian Mortgage Rates - Updated on January 29, 2012
Rate: 4.45% - Term: 6 month
Rate: 2.89% - Term: 1 Year Fixed
Rate: 2.99% - Term: 2 Year Fixed
Rate: 3.19% - Term: 3 Year Fixed
Rate: 3.19% - Term: 4 Year Fixed
Rate: 3.39% - Term: 5 Year Fixed
Rate: 2.50% - Term: 5 Yr Variable
Rate: 3.80% - Term: 5 Year Open
Rate: 3.25% - HELOC
Whether you're a first time buyer, you want to renew an existing mortgage or you'd like to change your current financing status, Mortgages Canada will help you accomplish your goals:

  • We will give you fast, efficient and highly personalized service
  • We will counsel you on credit and mortgage qualifications
  • We will get you the best service with maximum flexibility in financing choices
  • We will help you with your home purchase, mortgage renewal, mortgage refinancing and any other mortgage need
  • We will find you suitable insurance agents, realtors, or any other home or mortgage related professional that your situation requires
  • We will provide the most competitive rates

A History of Mortgage Rates and Trends

Sometimes it's best to look at historical data to anticipate future mortgage rates. This may assist you with making better decisions and purchasing your new home with confidence and peace of mind. Raw data also offers an unbiased and indepedent outlook on past mortgage trends and can, of course, offer insight into the future. We at Mortgages Canada want homebuyers to make the right choices and fulfill their dreams of owning their own homes. Find out more...

Variable vs Fixed Mortgage Rates

Should you get a variable or fixed rate? What's the difference? Which is better for you? These are the questions you might be asking yourself. Luckily, we have the answers. Click here to find out more about variable and fixed rates. You can also contact us to get in touch with a mortgage professional and receive a more personalized response to your questions. If you're looking for an immediate response to your query, call us at 1-877-995-6269 for a free consultation.

Mortgage Calculators

Beyond providing you with mortgage rate related information, we feel it's important to immerse yourself with all the mortgage tools available. We have set up many mortgage calculators for your use, feel free to access them and use them for your benefit. Click here to view our Mortgage Calculators.

Mortgages Canada is dedicated to serve you better

The Development Team at Mortgages Canada is dedicated to the best customer experience possible. We love giving our users access to free and helpful Mortgage resources. If you have any suggestions for a new Mortgage tool or Mortgage resource, please feel free to send your thoughts to info@mortgagescanada.ca. We will proceed to fire the guy that didn't come up with the idea first and implement your solution!

- The Mortgages Canada Team


Mortgages Canada Rates RSS Feed